Loan Simulator
Find out how much you can borrow using your assets as collateral
Parameters
FX USD/BRL: R$ 5.1800
$
20% (conservative)90% (aggressive)
Model: linear simple interest (spec §3)
Result
Asset value$15,000.00≈ R$ 77.700,00
Credit disbursed$8,250.00≈ R$ 42.735,00
Origination fee (2.5%)$206.25
You receive net$8,043.75
Monthly payment (linear)$852.50
Total to pay$10,230.00
Total interest$1,980.00
Effective total cost (CET)26.5%
Schedule (linear installments)
| # | Principal | Interest | Payment | Balance |
|---|---|---|---|---|
| 1 | $687.50 | $165.00 | $852.50 | $7,562.50 |
| 2 | $687.50 | $165.00 | $852.50 | $6,875.00 |
| 3 | $687.50 | $165.00 | $852.50 | $6,187.50 |
| 4 | $687.50 | $165.00 | $852.50 | $5,500.00 |
| 5 | $687.50 | $165.00 | $852.50 | $4,812.50 |
| 6 | $687.50 | $165.00 | $852.50 | $4,125.00 |
| 7 | $687.50 | $165.00 | $852.50 | $3,437.50 |
| 8 | $687.50 | $165.00 | $852.50 | $2,750.00 |
| 9 | $687.50 | $165.00 | $852.50 | $2,062.50 |
| 10 | $687.50 | $165.00 | $852.50 | $1,375.00 |
| 11 | $687.50 | $165.00 | $852.50 | $687.50 |
| 12 | $687.50 | $165.00 | $852.50 | $0.00 |